Low Risk Stocks Anyone at the Age of 20 Can Start Investing In

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Kita Mo
Kita Mo
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There are so many low-cost and low-risk investments out there that anyone can start with, but we’ve made sure the info here is fit for the average 20 year old’s savings. For example, although stocks are often thought of as the domain of the old money and the very wealthy, this doesn’t always have to be the case. 

In fact, more Millenials and middle-class Filipinos are getting involved more than ever with the stock market. In recent years, the average profile of an investor in the Philippine Stock Exchange Index (PSE) has skewed closer to the 18 to 29 mark. This proves that there really is no better time to start investing other than right now!

For stocks, the best one could do is to look up the blue-chip stocks in the Philippine Stock Exchange Index (PSEi) and pick which one is cheapest among them. Blue chips refer to the top-performing and most reputable companies in the stock market. Usually, these are companies that won’t die out or go defunct in the near or far future. Out of the 30, we’ve limited it to just the top 5, while keeping the options within a budget (all trade prices were from October 27, 2020):

  1. Aboitiz Equity Ventures, with PHP 45.80 being the last trade price for a share
  2. Alliance Global Group, Inc., at PHP 8.14
  3. Ayala Land Inc., at PHP 34.40
  4. Aboitiz Power Corp. at PHP 28.55
  5. Bloomberry Resorts Corp., at PHP 7.50

Do note that this does not consider the minimum shares one should purchase for each stock. For that, you would have to refer to the PSEi’s Board Lot, which can be found here.

These are listed by order of appearance in the Indices Composition section of the PSEi stock listings. Those whose share price were above P50.00 were not included. To see the full list, click here. To be able to trade stocks, you need to make an account in PSEi on top of registering with a brokerage. Many of the major Filipino banks offer brokers you can choose from. 

There’s no longer any reason to delay your investing journey, especially if you’re already in your 20’s. Start today!

 

Ervin Delas Peñas

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